Bal Harbour, known for its upscale shopping and luxury lifestyle, is one of Miami-Dade’s most exclusive communities. The Bal Harbour Shops, frequented by residents and tourists alike, creates heavy traffic in the area, making accidents inevitable. With the influx of visitors and high-end shoppers, car accidents in this area are common, particularly rear-end collisions and accidents involving distracted drivers.
Common Causes of Car Accidents in Bal Harbour
The heavy traffic around Collins Avenue and 96th Street, the main thoroughfares of Bal Harbour, combined with out-of-town visitors unfamiliar with local roads, often leads to car crashes. Speeding, distracted driving, and failing to yield are common causes of these accidents. Whether you’re involved in a minor fender bender or a more serious collision, Perkins Law Offices is here to help.
Insurance Considerations for Florida Drivers
In Florida, auto insurance policies can be confusing. Bodily Injury (BI) coverage is not mandatory, leaving many drivers inadequately protected. That’s where Uninsured/Underinsured Motorist (UM/UIM) coverage comes into play. UM coverage protects you in the event you’re injured by a driver who lacks sufficient insurance.
Additionally, Florida law requires that insurance agents offer UM coverage that is equal to or greater than the Bodily Injury limits. If you reject this coverage, you must sign a UM rejection form, acknowledging that you understand your rights but are choosing to forgo this important protection.
Understanding these complexities can be overwhelming, which is why it’s crucial to consult with an experienced Bal Harbour car accident lawyer. At Perkins Law Offices, we help our clients navigate these legal intricacies and ensure they receive the compensation they deserve.
Bal Harbour Car Accident Lawyer | Perkins Law Offices
Recent Car Accident Settlements
At Perkins Law Offices, we have successfully secured numerous high-value settlements for our clients. Some of our most recent car accident case results include:
- $1,450,000 Settlement – A mother of three suffered a debilitating hand injury in a car accident.
- $850,000 Settlement – A pedestrian was struck by a bus in Miami Beach, leading to a significant injury claim.
- $400,000 Settlement – A slip and fall accident at a condominium led to serious knee injuries.
These results are a testament to Alex Perkins’ dedication to achieving the best outcomes for his clients.
Why You Need UM Coverage in Florida
With Florida’s PIP (Personal Injury Protection) system, insurance may only cover a portion of your medical bills and lost wages. PIP provides $10,000 in coverage, but this may not be enough if you’re involved in a serious accident. UM coverage ensures that you are financially protected in case the other driver is uninsured or underinsured.
At Perkins Law Offices, we educate our clients about their insurance rights and help them navigate the complexities of Florida’s insurance system.
Call to Action
If you or a loved one have been involved in a car accident in Bal Harbour, contact Perkins Law Offices for a free consultation. We will fight to ensure you receive the compensation you deserve for medical expenses, lost wages, and pain and suffering. Call us today at 305-741-5297, email perkins@perkinslawoffices.com, or fill out our contact form.
